Cliff Harkins - Profile Picture

Cliff Harkins


Cliff heads up our dedicated Group Medical Team providing the highest service and product access to our corporate clients. We have successful long-term relationships with some of Hong Kong’s top legal practices and Hedge Funds. 

Disclosure relating to potential Conflict of Interest:

Cliff Harkins is employed by Private Capital Limited to engage with our clients about their Private Medical Insurance needs. Cliff is not authorised by Private Capital Limited to advise on other areas and specifically is not involved in any SFC regulated work for Private Capital Limited. Private Capital Limited has no association (informal or formal) with any trust or tax related services upon which Cliff may advise or which he may introduce. Should you have any questions relating to this statement, please contact our Managing Director, Rick Adkinson via email



Our Financial Services


Private Capital delivers tailored solutions for clients' investment, insurance and protection needs.

Second Opinion

Second Opinion

Tailored reports for those seeking a second opinion on existing investments, offering a succinct, objective, third-party review.

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Investment Management

Investment Management

Fee-only Evidence-Based Investment management which is unbiased, truly independent and executed in a highly cost efficient manner. 

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Financial Planning

Financial Planning

Financial planning is the ongoing process that helps you make sensible and informed decisions about money. You can build your plan yourself or g...

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